(1) Severities, not including ALAE, hazard group A, calculated from exhibits D.2 and E.2
Claim Group Severity
Fatal 189,207
PT 1,230,525
Likely PP/TT 117,736
Not likely PP/TT 25,262
Medical only 1,200
(2) Loss weights, not including ALAE, hazard group A, calculated from exhibit G.1
Claim Group Loss Weight
Fatal 0.005
PT 0.051
Likely PP/TT 0.400
Not likely PP/TT 0.428
Medical only 0.117
(3) Entry ratios by loss limit and claim group = \(\frac{{Loss\ Limit}}{(1)}\)
Loss Limit Fatal PT Likely PP/TT Not Likely PP/TT Medical Only
$10,000 0.05 0.01 0.08 0.40 8.33
$100,000 0.53 0.08 0.85 3.96 83.34
$500,000 2.64 0.41 4.25 19.79 416.68
$1,000,000 5.29 0.81 8.49 39.58 833.35
$5,000,000 26.43 4.06 42.47 197.92 4166.77
(4) Excess ratio curve parameters by claim group (as described in appendix C.1)
Parameter Fatal PT Likely PP/TT Not Likely PP/TT Medical Only
μ 1 –0.145 –0.490 –0.279 –1.619 –0.899
μ 2 –2.209 –1.677 –1.229 –0.222 –1.180
σ 1 0.801 1.127 0.783 1.774 1.269
σ 2 1.727 1.269 1.564 0.920 2.457
ω 1 0.727 0.789 0.152 0.836 0.983
ω 2 0.273 0.211 0.848 0.164 0.017
a 5.85 6.47 56.20 125.00 626.00
b 3.660 4.121 36.530 90.485 1068.114
m 0.67 0.72 0.59 0.47 0.96
(5) Excess ratios by claim group (as calculated in appendix C.1)
Loss Limit Fatal PT Likely PP/TT Not Likely PP/TT Medical Only
$10,000 0.950 0.992 0.923 0.758 0.127
$100,000 0.597 0.921 0.564 0.291 0.044
$500,000 0.120 0.686 0.219 0.087 0.022
$1,000,000 0.039 0.508 0.122 0.043 0.014
$5,000,000 0.003 0.120 0.018 0.005 0.004
(6) Per-Claim excess ratio \(= \sum_{{Claim\ Group}}^{}{(2) \cdot (5)}\)
Loss Limit Per- Claim Excess Ratio
$10,000 0.763
$100,000 0.405
$500,000 0.163
$1,000,000 0.095
$5,000,000 0.016
(7) Per-Occurrence excess ratio (using linear interpolation on Table H.3):
Loss Limit Per-Occ Excess Ratio
$10,000 0.764
$100,000 0.410
$500,000 0.170
$1,000,000 0.102
$5,000,000 0.020