Distribution	Mean Poisson frequency, λ	Type of Severity distribution	Layers
Small commercial: AOI 5M to 6M	100, 500	Mixed exponential (mean 95K)	1M x 0, unlimited
Middle market: AOI 25M to 30M	Same as above	Mixed exponential (mean 175K)	Same as above
Large commercial: AOI 100M to 125M	Same as above	Mixed exponential (mean 285K)	Same as above
Non-catastrophe property 1	Same as above	Loss sample (mean 100K)	Same as above
Non-catastrophe property 2	Same as above	Loss sample (mean 110K)	Same as above