(1) (2) (3) (4) (5) (6) (7) (8) (9) (10) (11) (12)
(Data) (Data) (2)/(1) (Data) (Data) ((3)/(5))-1.0 (1.0-(4))*(5) ((1)*(7) (1)\(\times\)[Combined (6)]​-[Weighted (6)] (9)\(\times\)(8)​/[Total (8)] (6)+[(10)/(1)] Table 1 Col. (8)
Coverage On-Level Earned Premium Trended Ultimate Losses Loss Ratio Credibility Permissible Loss Ratio Indicated Changes Complement of Credibility Term Dollar Amount of Complement Dollar Deficiency in Base Calculation Off-Balance Correction Pro-Rated by Dollars in Complement Final Off-Balance Corrected Indications Indications Under Old Off-Balance Approach
A $ 450,000 $ 900,000 200.0 % 25 % 65 % 52.3 % 48.6 $ 218,865 $ 105,474 75.7 % 63.0 %
B $ 500,000 $ 500,000 100.0 % 27 % 65 % 14.3 % 47.8 $ 238,758 $ 115,061 37.3 % 22.3 %
C $ 1,000,000 $ 800,000 80.0 % 38 % 65 % 8.7 % 40.6 $ 406,070 $ 195,691 28.2 % 16.3 %
D $ 3,000,000 $ 1,400,000 46.7 % 65 % 65 % -18.3 % 22.8 $ 682,500 $ 328,906 -7.4 % -12.6 %
E $ 5,000,000 $ 3,800,000 76.0 % 100 % 65 % 16.9 % 0.0 $ 0 16.9 % 25.1 %
Weighted Average 6.9 % 14.4 % 14.4 %
Combined Total $ 9,950,000 $ 7,400,000 74.4 % 100 % 65 % 14.4 % $ 1,546,192 $ 745,132 $ 745,132