N=1000, S=150		Accident Year
		1	2	3	4	5	6	7	8	9	10
Settlement Time	Mean	3.08	3.10	3.12	3.12	3.13	3.10	3.07	3.13	3.11	3.11
	SD/\(\sqrt{S}\)	0.25	0.26	0.26	0.26	0.26	0.26	0.25	0.26	0.26	0.26
Ultimate Payment	Mean	16.32	15.90	15.99	15.79	16.53	16.03	16.07	16.36	16.08	16.16
	SD/\(\sqrt{S}\)	2.47	2.32	2.35	2.29	2.47	2.37	2.36	2.39	2.37	2.41