N=1000, S=150	Mean	Error %	SE/\(\sqrt{S}\)
True Reserve	33,365		234
Joint Model	33,819	1.36	400
Chain-Ladder	16,814	-49.60	446
Trended CL (Approach 1)	31,739	-4.87	1,171
Trended CL (Approach 2)	17,488	-47.59	419