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Claim Management

Geographical Ratings with Spatial Random Effects in a Two-Part Model
January 01, 2020 EDT
Geographical Ratings with Spatial Random Effects in a Two-Part Model
Chun WangElizabeth D. SchifanoJun Yan

Rating areas are commonly used to capture unexplained geographical variability of claims in insurance pricing. A new method for defining rating areas is proposed using a two-part generalized geoadditive model...

Correlated Random Effects for Hurdle Models Applied to Claim Counts
January 01, 2011 EDT
Correlated Random Effects for Hurdle Models Applied to Claim Counts
Jean-Philippe BoucherMichel DenuitMontserrat Guillén

New models for panel data that consist of a generalization of the hurdle model are presented and are applied to modeling a panel of claim counts.

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